Ecomerate vs TIKR: Research Terminal vs Thesis Alerts (2026)
TIKR is a web terminal with financials on 100,000+ global stocks, transcripts, Wall Street estimates, superinvestor holdings and a valuation builder, from free to $119.95 a month. Ecomerate is an AI analyst you text in iMessage that reads filings for the US stocks you own.
Want this for the stocks you own?
Ecomerate is an AI research analyst you text in iMessage. It reads filings, earnings and news for your US stocks and names the source behind every answer.
Get startedDirect Answer
TIKR is worth it if you do your own fundamental research and want depth for the money. Its web terminal covers more than 100,000 stocks across 92 countries and 136 exchanges, with financial data mainly from S&P Global Capital IQ, up to 30 years of history, Wall Street estimates, earnings-call transcripts, the disclosed holdings of more than 10,000 investors and a valuation model builder. The free plan covers US stocks. Plus is $24.95 a month ($17.95 billed annually), Pro $54.95 ($37.95) and Ultimate $119.95 ($79.95). TIKR is a tool you open and work in: AI features aren't stated on its site, and its help center says watchlists don't hold position sizes or cost basis. Ecomerate is the alternative when you want the reading done for you on the US stocks you own. It's an AI research analyst you text in iMessage. It keeps your positions and your reasons for owning each one, reads new 10-K, 10-Q and 8-K filings against those reasons, and texts you when something changes, naming the filing. Use TIKR to dig into a company, and Ecomerate to keep watch on the ones you hold.
Key Takeaways
- • Terminal vs analyst: TIKR gives you the data and tools to do the analysis yourself. Ecomerate reads filings and earnings for your holdings and texts you what changed.
- • Coverage: TIKR's paid plans cover 100,000+ stocks in 92 countries, and its free plan covers US stocks. Ecomerate covers US-listed stocks and ETFs only.
- • Depth: TIKR Ultimate has up to 30 years of financials, 5 years of analyst estimates and full transcript history. That is more history than you would want to scroll through in a text thread.
- • Your positions: TIKR's help center says its watchlists don't hold position sizes, trade dates or cost basis, and don't sync with a brokerage. Ecomerate uses the positions you text it.
- • Price: TIKR runs from free to $119.95 a month ($79.95 billed annually). Ecomerate runs from free (10 messages a week) to $59.99 a month.
Ecomerate vs TIKR at a Glance
| Ecomerate | TIKR | |
|---|---|---|
| What it is | AI research analyst you text in iMessage | Web research terminal for fundamental investors |
| Markets | US-listed stocks and ETFs | US stocks on Free; 100,000+ stocks across 92 countries and 136 exchanges on paid plans |
| Financial data | Quotes, fundamentals, consensus estimates and revisions, earnings history, peer valuation | Financials mainly from S&P Global Capital IQ, up to 30 years on Ultimate; 1 to 5 years of analyst estimates by plan |
| SEC filings | Reads 10-K, 10-Q, 8-K and Form 4 filings and names the filing, section and date | Filings gathered from the SEC, SEDAR and 15+ other sources, on every plan |
| Earnings calls | Answers questions from earnings-call context | Earnings and conference transcripts, from 90 days on Free to full history on Ultimate; keyword search from Pro |
| Investor tracking | Insider trades from Form 4 | Disclosed holdings of top investors beyond 13Fs: 40 funds on Free, 150 on Plus, 10,000+ on Pro and Ultimate |
| Valuation | DCF or reverse DCF with your own assumptions, by text | Valuation multiples, street targets and a Valuation Model Builder with bull, base and bear cases |
| Screening | Describe a screen in a text; it states the filters it used | Global screener with 1,000+ metrics; from 1 to unlimited saved screens by plan |
| AI features | Plain-English questions, thesis memory and research-note PDFs | Not stated on its site |
| Your positions | Positions you text it; brokerage connections are not live yet | Watchlists only; no position sizes, cost basis or brokerage sync, per its help center |
| Alerts | iMessage texts when filings, earnings, guidance or a big move touch your holdings; about 3 a week by default | Watchlist feed and custom news feeds in the terminal; email or push alerts not stated on its site |
| Access | iMessage on iPhone, iPad or Mac; no app to install | Web terminal; no dedicated mobile app, but it works in a mobile browser |
| Price | Free, Starter $11.99, Professional $24.99, Ultimate $59.99 per month | Free; Plus $24.95/mo ($17.95 billed annually); Pro $54.95 ($37.95); Ultimate $119.95 ($79.95) |
| Trial | 7-day free trial on paid plans | No free trial; 14-day money-back guarantee for new subscribers |
TIKR details come from its public pages as checked on October 29, 2026. Features and prices change, so confirm on the official site before you subscribe.
What Is TIKR?
TIKR is a web-based research terminal for investors who analyze businesses themselves. Its paid plans cover more than 100,000 stocks across 92 countries and 136 exchanges, with income statements, balance sheets, cash flows, ratios and valuation multiples. Its help center names S&P Global Capital IQ and Morningstar among its data partners.
On top of the financials, TIKR adds Wall Street price targets and up to five years of analyst estimates, with revision trends and management guidance on Pro and above. It carries transcripts of earnings calls and industry conferences, and filings from the SEC, SEDAR and more than 15 other sources. Its investor tracker shows the disclosed holdings of funds such as Berkshire Hathaway, and it goes beyond US 13F filings to include international filings, shareholder reports and 13Ds.
For valuation, its Valuation Model Builder lets you set your own assumptions, compare bull, base and bear cases with Wall Street estimates, and save or share the model. A global screener filters on more than 1,000 metrics. Watchlists are unlimited on every plan, and the active one gets a feed of upcoming events, company news, filings and transcripts. Ultimate adds a Catalyst Tracker that screens for corporate actions such as M&A, spin-offs, buybacks and guidance changes.
Some limits come from TIKR's own help center. It has no dedicated mobile app, though the site works in a mobile browser. It has no API or Excel plug-in. Its watchlists don't track position sizes, cost basis or brokerage accounts. AI features aren't stated on its product, pricing or help pages.
What Does TIKR Cost?
TIKR has four plans. Free covers US stocks with limited history, one saved screen, 90 days of transcripts and the holdings of 40 top funds. Plus, at $24.95 a month or $17.95 billed annually, opens global data, 10 years of financials, 2 years of estimates and a year of transcripts. Pro, at $54.95 or $37.95, adds estimate revision trends, management guidance, premium metrics, transcript search, 10 years of transcripts and holdings for 10,000+ funds. Ultimate, at $119.95 or $79.95, adds 30 years of financials, 5 years of estimates, the Catalyst Tracker and unlimited saved screens.
There's no free trial. New subscribers get a 14-day money-back guarantee instead, and the free plan marks locked data so you can see what each tier adds. Annual billing saves about 30% against paying monthly.
Is TIKR Worth It?
TIKR is worth it if you build your own view of a company: you read the financials, check the estimates, open the transcript and model the value yourself. Plus, at $17.95 a month billed annually, covers a decade of global financials, two years of estimates and a year of transcripts, which is enough for many individual investors. Pro is worth the step up if you use revision trends, management guidance or longer transcript history.
It is less useful if you mostly want to know what changed in the stocks you already own. TIKR shows the news, filings and transcripts for your watchlist, but you still open each one, read it and decide whether it matters. Nothing on its site describes it reading a filing for you or weighing it against why you bought the stock.
When Is TIKR the Better Choice?
Coverage and depth. TIKR covers stocks in 92 countries; Ecomerate covers US-listed stocks and ETFs only. TIKR Ultimate holds 30 years of financials and full transcript history with keyword search, and higher tiers add earnings-call audio and slides. If you research Japanese, European or Australian companies, or want decades of history on one screen, TIKR is the better tool.
Investor tracking and modeling. Following what 10,000+ funds disclose, including outside the US, and keeping saved valuation models with scenarios are what TIKR is built for. Ecomerate can run a DCF or reverse DCF with assumptions you give it in a text, and it reports Form 4 insider trades, but fund-holdings tracking is TIKR's ground.
Screening at scale. TIKR's global screener runs across its whole universe with more than 1,000 metrics and saved screens. Ecomerate screens by text, such as "find profitable small-cap semis growing revenue 20%+", and states the filters it used. That is quicker for one idea, but it doesn't replace a saved screen you run every week.
What Does Ecomerate Do Differently?
Ecomerate starts from what you own and why. You text it your positions, such as "I own 50 NVDA at $120", and a line on your reasons, and it remembers both. When a new 10-K, 10-Q or 8-K arrives, it reads it against those reasons. If something touches an assumption, it texts you the detail with the filing, section and date named, so you can open the passage.
It also texts on its own in other cases. It texts when a holding moves well outside its normal range and it finds the cause. It texts when guidance changes, a deal is announced or trading is halted, when a supplier or customer it has mapped makes news, and when a price crosses a line you set. By default that comes to about three texts a week, within quiet hours, with smaller items folded into a weekly note. You can reply to any text with a question.
Routines cover the rest of the week. You can get a pre-market brief at a time you choose. If you opt in, a Monday check-in before the open lists which holdings report that week and what your thesis hinges on. Ask for a deep thesis on a stock and a PDF research note arrives a minute or two later, with your position, the bull and bear case, recent earnings against estimates and what would change the view.
Where Does Ecomerate Fit?
Ecomerate is research software, not a terminal. It covers US-listed stocks and ETFs. It runs in iMessage, so you need an iPhone, iPad or Mac, and it doesn't work on Android. Quotes and charts are sent with the time shown. Brokerage connections aren't live yet, so it knows your positions only from what you text it. It isn't a broker or an investment adviser, and it never tells you to buy, sell or hold.
Plans run from free, with 10 messages a week, to Starter at $11.99 a month for 500 messages, Professional at $24.99 for 2,000 and Ultimate at $59.99 with no cap. Paid plans start with a 7-day free trial, and the texts Ecomerate sends you don't count against your allowance.
Can You Use Both?
Yes, and they overlap less than it looks. Use TIKR when you research a new idea or rebuild a model, with the history, estimates, transcripts and fund holdings on one screen. Text Ecomerate your holdings and the reason behind each, and it watches the filings and earnings for those companies between your TIKR sessions. TIKR Plus billed annually and Ecomerate Starter together cost just under $30 a month.
Which Should You Choose?
Choose Ecomerate if...
You own US stocks for their fundamentals and want an analyst that remembers why, reads each new filing and earnings release against that reason, and texts you in iMessage when something changes, with the source named.
Choose TIKR if...
You do your own analysis and want deep history, coverage across 92 countries, Wall Street estimates, transcripts, fund holdings and a valuation model builder in one web terminal, from free to $119.95 a month.
Before You Rely on Either
Neither product is personalised investment advice. AI answers can be wrong, stale, or incomplete, so check material claims against the dated primary source. Ecomerate is not a broker.
Sources
- TIKR homepage (accessed October 29, 2026)
- TIKR pricing and plan comparison (accessed October 29, 2026)
- TIKR fundamental analysis (accessed October 29, 2026)
- TIKR investor portfolio tracking (accessed October 29, 2026)
- TIKR portfolio tracking and news (accessed October 29, 2026)
- TIKR Valuation Model Builder (accessed October 29, 2026)
- TIKR help: benefits of each premium plan (accessed October 29, 2026)
- TIKR help: setting up a watchlist (accessed October 29, 2026)
- TIKR help: data sources (accessed October 29, 2026)
- TIKR help: mobile app (accessed October 29, 2026)
- TIKR help: trials and money-back guarantee (accessed October 29, 2026)
- TIKR help: API and Excel plug-in (accessed October 29, 2026)
- TIKR help: plans and annual billing (accessed October 29, 2026)
- Ecomerate pricing
Want an analyst in your messages?
Start free with 10 messages a week. Paid plans start with a 7-day free trial.
Frequently Asked Questions
What is the difference between Ecomerate and TIKR?
TIKR is a web research terminal with financials, estimates, transcripts and fund holdings on 100,000+ global stocks, for investors who do the analysis themselves. Ecomerate is an AI research analyst you text in iMessage. It keeps your positions and your reasons for owning each US stock, reads new filings against them and texts you when something changes.
Is TIKR worth it?
If you research companies yourself, often yes: Plus costs $17.95 a month billed annually for 10 years of global financials, analyst estimates and a year of transcripts. If you mostly want to know what changed in stocks you already own, a tool that watches your holdings, such as Ecomerate, saves more of your time.
What is a good TIKR alternative?
It depends on what you use TIKR for. Koyfin is another data terminal, with a free plan and Plus at $39 a month billed annually. For AI research on the US stocks you own, Ecomerate has a free plan with 10 messages a week and texts you when filings or earnings touch your holdings.
Does TIKR have AI features?
AI features aren't stated on TIKR's product, pricing or help pages. Its tools are a terminal you work in: financials, estimates, transcripts, a screener, investor tracking and a valuation model builder.
Does TIKR have a mobile app?
No. TIKR's help center says it doesn't offer a dedicated mobile app, but the terminal works in a mobile browser. Ecomerate has no app to install either; you text it in iMessage on an iPhone, iPad or Mac.
Does TIKR offer a free trial?
No. Its help center says it doesn't offer trials, but new subscribers get a 14-day money-back guarantee, and the free plan covers US stocks. Ecomerate's paid plans start with a 7-day free trial.